Visa
Visa Classic

it’s everywhere you want to be

Whether you’re a student, a young couple, or someone trying to establish credit, the Visa Classic credit card is an ideal first card. Visa Classic is simple, flexible, and recognized worldwide.

Use Visa Classic for all of your everyday needs, including:
  • Securing hotel reservations
  • Buying books online
  • Making everyday purchases
If you're a student, check out Visa Student for cards and offers.

Benefits*
  • Auto Rental Collision Damage Waiver – Personal
  • Cardholder Inquiry Service
  • Emergency Cash Disbursement and Card Replacement
  • Lost/Stolen Card Reporting
  • Zero Liability**
Visa Secured

Build a strong credit history

Whether you’re starting out or starting over, the Visa Secured card is a great way to build your credit history.
  • Ideal for students, young couples or those re-establishing credit
  • To get a Visa Secured card, you'll need to deposit money in a savings account or certificate of deposit (CD) in your name
  • Your money will earn interest, but it must remain in the account to serve as security for the card
  • Accepted for purchases everywhere that Visa credit cards are welcome, up to your deposited amount
Benefits*
  • Auto Rental Collision Damage Waiver – Personal
  • Cardholder Inquiry Service
  • Emergency Cash Disbursement & Card Replacement
  • Lost/Stolen Card Reporting
  • Zero Liability**
Visa Gold

The gold standard for service

Whether you’re a new customer with a strong credit history or an established Visa Classic cardholder, step up to Visa Gold—the gold standard for excellent service and acceptance.

Accepted everywhere Visa credit cards are welcome. Benefits*
  • Auto Rental Collision Damage Waiver – Personal
  • Cardholder Inquiry Service
  • Emergency Cash Disbursement & Card Replacement
  • Lost/Stolen Card Reporting
  • Zero Liability**
Visa Platinum

A distinctive card for distinguished users

Enjoy the service and recognition you deserve: the Visa Platinum* credit card.

Accepted everywhere Visa credit cards are welcome.
Benefits*
  • Auto Rental Collision Damage Waiver – Personal
  • Cardholder Inquiry Service
  • Emergency Cash Disbursement & Card Replacement
  • Lost/Stolen Card Reporting
  • Zero Liability**
Visa Signature

The good life starts here
Life looks different here. Take a look around, and you’ll find more benefits than you ever expected. So try it out. With Visa Signature, the good life isn’t only in your reach—it’s in your wallet.

Stay connected to the good life with Visa Signature updates.

Smart Visa Card

The intelligent card

You’re looking at the future. The smart Visa card has a built-in advantage—a computer chip that stores more than 100 times the information contained on a “regular” Visa card.
  • Your smart Visa card offers unsurpassed acceptance at millions of merchant locations worldwide and on the Internet. Whether you're standing in line or surfing online, the smart Visa card is smarter way to shop.
  • Your smart Visa card works in conjunction with "Verified by Visa" to authenticate your online shopping transactions.
Please call your issuing bank directly to verify the specific benefits included with your Visa card.

See smart Visa card FAQ for more information.

Benefit details Please call your issuing bank directly to verify the specific benefits included with your Visa card. On this page
  • Security***
  • Online account access***
Security*

As merchants increasingly adopt chip and authentication technology, the smart Visa card brings you added levels of security. For online shopping, your smart Visa card work with “Verified by Visa” to authenticate your transaction. And with the Visa Zero Liability**, you'll never be responsible for unauthorized uses, online or off. Online account access*

Access your smart Visa account balance any time through your card issuer's Web site to track your spending.

*Certain restrictions, limitations and exclusions apply. Please call your Issuer directly to verify the specific benefits included with your Visa card. You can also view general card benefit details by downloading the PDF at the right or by clicking on the benefits listed above.
**Covers U.S. issued cards only. Visa’s Zero Liability Policy does not apply to commercial credit card, or ATM transactions, or PIN transactions not processed by Visa. Notify your financial institution immediately of any fraudulent use. For specific restrictions, limitations and other details, see cardholder agreement or www.visa.com/security.
***To learn more about smart Visa cards, including technical requirements and security, please read the FAQ page.
Frequently Asked Questions
Question: Can your wages be garnished to repay a charged-off credit card?
Answer: Assuming the state where the debtor works allows personal wage garnishment (not all states do), then the answer is yes but only after the creditor gets a court judgment.
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