Suntrust
SunTrust Visa® Credit Card with WorldPoints® Rewards
Earn points to redeem for travel, merchandise, gift certificates, or even get cash back when you use your SunTrust Visa Credit Card with WorldPoints Rewards.
Features and Benefits
- No annual fee
- A low introductory annual percentage rate
- Optional Overdraft Protection Service for your SunTrust checking account1
- One WorldPoint for every dollar spent in net retail purchases
When you redeem your WorldPoints rewards for travel, you can fly to destinations in the U.S. and abroad on major U.S. airlines with no blackout dates. Access your own 24-hour personal concierge service – at no additional cost. And you'll enjoy the convenience of a dedicated WorldPoints Web site.
Security and Convenience
- Get WorldPoints rewards while relying on the convenience and protection that you've come to expect from SunTrust.
- Toll-free priority service, 24 hours a day, 7 days a week
- Emergency card replacement and emergency cash (up to your available credit line)
- Instant credit line increase decisions
- Maximum security with around-the-clock zero liability for fraudulent activity
- Receive distinctive travel services with Common Carrier Travel Accident Insurance and Supplemental Auto Rental Collision Damage Insurance
- Get up-to-the-minute account activity, make payments, view and download statements, and complete address changes and other requests via suntrustcreditcard.com*
- With ShopSafe protection, your credit card account number is never revealed over the Internet or stored on a merchant database
- Year-end summary of charges available
- For rate, fee, other cost information; or to apply, click here and refer to the disclosures accompanying the online credit card application.
- The SunTrust Credit Card Program is issued and administered by Individualized BankCard Services, a division of MBNA America Bank, N.A. For more information about the costs and benefits associated with the various products offered by Individualized BankCard Services, call 800.635.0581.
- Selecting this link will take you away from the SunTrust Web site. We encourage you to review the privacy policy and security offered on that site when providing any personal financial information. SunTrust is unable to guaranty or assume liability for any third-party products or services.
- 1Subject to credit availability. Certain restrictions, terms and costs apply. See SunTrust Visa® Credit Card with WorldPoints Rewards Terms and Conditions for details.
Frequently Asked Questions
Question: Can a credit card company make you a joint user instead of an authorized user if you did not sign any papers?
Answer: Absolutely not. If that's what happened, talk to a supervisor at the company and have it changed.