Sony Card

Issuer: Bank One, Chase Annual Fee: $0
Intro Rate: 0% for 12 Months Applied Towards Purchases, Balance Transfers
APR for Purchases (Cash Advances): 13.99% Variable (22.74% Variable)
1,500 Sony Reward Points(SM)
Rewards Earn Sony Reward PointsSM on all your purchases
1 point per dollar spent on your everyday purchases
3 points per dollar spent on Sony products
8 points per dollar spent at sony.com/mysony
Exclusive bonus point opportunities online
Emergency Cash and Card Replacement
Lost/Stolen Card Reporting
Up to $500,000 Travel Accident Insurance
Auto Rental Insurance
Travel and Emergency Assistance
Warranty Manager
Zero Liability On Unauthorized Purchases
The Sony Platinum Visa® Card, issued by Chase, is designed for those with very good credit who are looking for a card with a unique reward program.

Through the reward program, cardholders earn one point per dollar spent for general purchases, three points per dollar spent on Sony products, and eight points per dollar spent at www.sony.com/mysony. Points can be redeemed for Sony CDs, DVDs, games, movie tickets, and electronics. There is a maximum of 250,000 points that can be earned per year and earned points expire in five years. Cardholders also receive 1,500 bonus points after their first purchase.

In addition to the reward program, the card offers platinum cardholder benefits provided by Chase that include up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services.

The card has a reasonably low interest rate for purchases and balance transfers, no annual fee, and a 0% introductory rate that can be applied towards purchases and balance transfers for the first twelve months of membership.

However, finance charges applied use the "Two Cycles Average Daily Balance" method, which is a more costly method in applying finance charges for those who occasionally carry a balance as compared to the "Average Daily Balance" method used by most card issuers.

Therefore, those who plan to spend at Sony or shop online at www.Sony.com (to earn the maximum amount of reward points) and plan to pay in full each month after the introductory rate expires (to avoid finance charges), will benefit most from what the Sony Platinum Visa® Card has to offer.