Conditions Apply

Credit subject to status. This offer is only available to new HSBC Bank Credit Card customers and does not apply to the Student Credit Card. The rate for purchases will be 0% for 6 months from account opening. The rate for balance transfers is 0% for 6 months from the date of transfer, where the transfer is made within 30 days of account opening. A handling fee applies to balance transfers: 2% of each amount transferred (minimum ?5). At the end of the applicable promotional period the rates for both purchases and balance transfers will revert to the standard variable rate then applicable for purchases. The introductory rates are conditional upon compliance with your Credit Card Agreement Terms. If you go over your limit or break the payment terms, we may withdraw these rates and apply the applicable standard rates instead. The promotional rate does not apply to cash advances or transactions treated as such under the Credit Card terms. The balance transfer offer only applies to balances transferred from credit and store cards issued by non-members of the HSBC Group. The HSBC Group means HSBC Holdings plc; it's subsidaries, associated and affiliated companies and includes HFC Bank and first direct.