Question: Where can you get a credit card comparison?

Answer: Many Web sites purport to offer unbiased credit card comparisons, but actually just link to credit card applications that pay them commissions. Their information may be perfectly valid, but if you want the closest thing to a truly unbiased comparison, see

Question: Can you get a credit card without a job?

Answer: I did. In fact, my first card was a gold card. I had no job, hadn't had one for years. Nor did I have any other form of income. Now I have three cards all of them platinum and I don't want any more. (It's not good for your credit rating to have too many c

Question: Does transferring credit card balances affect your credit score?

Answer: Transferring the balance doesn't usually affect credit. You actually will be better off doing this for those cards that were closed by the companies, because they will report on your credit as revoked and if you're not paying on the balance, they can stil

Question: Are you responsible for your spouse's credit card debt after they die?

Answer: The only person responsible for a cc debt is the person(s) whose names are on the account. A spouse is only responsible if the account is held jointly or if the married couple lived in a community property state. "CP" states consider all marital assets an

Question: Will a credit card company accept a payoff of a certain percentage?

Answer: It really doesn't matter what the balance is ... as sad as it is to say, you are more likely to get a larger settlement the further delinquent your balance is. If you are only 30-120 days past due, they will still settle, but you will get a much better ra

Question: How do you calculate what you'll pay in interest?

Answer: There's a great Javascript calculator from Money magazine and CNN that will give you your answer: http://cgi.money.cnn.com/tools/debtplanner/debtplanner.jsp I plugged in your numbers and here's what I got: It will take you 7 years and 9 months to pay

Question: Can you be arrested for credit card debt?

Answer: You cannot actually be arrested for Credit Card debt. Being in debt and owing money in general is a civil issue, not a criminal issue. Technically you did not steal the money, you and the credit card company have an agreement that you will borrow the mone

Question: What is a credit card?

Answer: I once worked for American Express and we went through an extensive training on different types of cards. First, you can do a search online to get more information on credit and credit cards. Otherwise, there are two main types of cards: Credit and Ch

Question: Are you responsible for fraudulent credit card charges?

Answer: As a general rule, . The federal government mandates that you can be held liable for only $50 of unauthorized charges, and many credit card companies even waive that. This is if the credit cards were stolen. What may be the sticky point — in this awful,

Question: What is an APR?

Answer: The Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a yearly rate. It must be disclosed before you become obligated on the account and on your account statements. The issuer also must disclose the "periodic rate" -- the rat