Citi® Dividend Platinum Select® Card

Issuer: Citibank Annual Fee: $0
Intro Rate: 0% for 12 Months Applied Towards Balance Transfers
APR for Purchases (Cash Advances): 17.99% Variable (22.99% Variable)
0% APR on balance transfers for 12 months.*
Earn cash back on everything - a full 5% cash back on purchases at supermarkets, drugstores and gas stations, plus 1% on all other purchases.
Earn $5 cash back for every individual balance transfer transaction of $1,500 or more.
Earn unlimited cash back by shopping within the Citi Dividend Merchant Network.
No annual fee

The Citi® Dividend Card is one great credit card that we at Credit Card Listings all use. It provides very good rewards for consumers.

The Citi Dividend Card will allows the consumer to earn 5% cash back for purchases made in supermarkets, drugstores and gas stations. Especially now with the gas prices climbing ever so high, this is a great credit card to have. And the card will give you 1% cash back for all other purchases.

The maximum amount you can get back from the Citibank Dividend Card is $300 per year. So it's best for each family member to apply for their own separate card in case this limit is reached.

The Citi Dividend Card has no annual fee and the interest rate on the card is also pretty good. Although we recommend completely paying off your credit card every month, it never hurts to have low interest rate if you ever do have to carry a balance. This credit card also starts with a 0% introductory APR on balance transfers.

The card offers several platinum benefits and services provided by Citibank, such as travel accident insurance and various security and fraud protection features.

All in all this is a great credit card to have. With no annual fee there's no reason why you shouldn't get the Citi® Dividend Card.