AT&T
AT&T Universal Rewards Card

Issuer: Citibank Annual Fee: $0
Intro Rate: 0% for 12 Months Applied Towards Balance Transfers
APR for Purchases (Cash Advances): 13.75% Variable (22.75% Variable)
0% Intro APR On Balance Transfers For Twelve Months
Earn Up To 5 Times The Points On Eligible Purchases
Save On Phone Services Used Everyday
Enjoy Fraud Protection
Online Account Management
24/7 Customer Service
Free Annual Account Summary
What can you do with the all-new AT&T Universal Card? A whole lot, actually. Rewards, Connection, Protection, Convenience.

This Credit Card is designed for those with very good credit who may also be looking for a card that offers rewards.

This Card is a great convenience for those who want to carry fewer cards and have one card to use for their credit card and calling card all in one.

The ATT Universal Card with Rewards lets you earn five points for every dollar spent on purchases made through AT&T, at supermarkets, drugstores, and gas stations. For all other general purchases, one point is earned for every dollar spent. Points can be redeemed for various items or services. The maximum number of points that can be earned per year is 75,000 and points expire in five years.

Aside from the reward program, cardholders can expect access to a variety of platinum benefits that include up to $1,000,000 in travel accident insurance, purchase protection, and various travel and emergency assistance services.

This card has no annual fee and offers a reasonably low interest rate for purchases and balance transfers. There is also an attractive 0% introductory rate available for balance transfers.

Apply for the ATT Universal Card today.
Frequently Asked Questions
Question: If you help a friend pay some of his gas bill to a debt collector what will happen to your credit if he never pays it all off?
Answer: Nothing. you are helping out a friend, you are not assuming the debt. There's the option of paying by money order or something similar, that could not be traced to you, if that would make you feel more confident.
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